Mary Thrift opened our meeting at 11:00 and read us an article from the Costco magazine. Interesting. Joan read the minutes from our September meeting and the group approved them. Judy Jordan gave the treasurer's report. I hope we improve financially. Judy Epps passed around the basket to collect donations for our scholarship fund. Mary thanked Mary Sue Graham getting out the flyers announcing this meeting. Ginny Hallman was thanked for all the beautiful table decorations.
Our guest speaker was Juliana Harris, communications director for the South Carolina Department of Consumer Affairs. She spoke about the different kinds of scams and fraud we may encounter in this digital age. It is kind of scary but I think if you keep your wits about you things should be okay. It is amazing how many people are doing these awful things to people especially us older citizens. Since the meeting we got the IRS scam call. Will it ever end???
Juliana did give some wonderful hints to be safe:
1. Check gas pumps and ATM machines for skimmers. She suggested to use the pumps and ATM's closest to the business/storefront.
2. Cash is a better option when paying for items.
3. Use your credit card if you can handle it. You have much more protections with a credit card and a longer dispute time for a purchase you did not make.
4. Debit cards are tied directly to your money. You should not use them as there is a lot less protection and could cause many more problems.
There booklet she handed out gives lots more information and web addresses for you to
use when needed.

Bless the food before us,
The family beside us,
And the love between us.
